Can I skip an auto loan payment?

Yes, members who qualify for our Skip-a-Payment program can skip up to two payments over the life of their closed-end consumer loan. You can only skip one payment in an 18-month cycle. Open-end loans are not eligible for the Skip-a-Payment program. 

To qualify,

• Loan must be current.
• The maximum loan term of the loan is 72 months.
• Loan must be 24 months old before the first skip.
• The request must be made more than 10 days before your next due date.

To make the request, please review and complete our Skip-A-Payment form and bring it to any Golden 1 branch. There is a $30 processing fee for this program, and all parties on the original loan must sign the form.