Can I take the money out of my Term Savings Certificate?

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You can take the money out of your Term Savings Certificate without a penalty within 14 calendar days of the maturity date. You can submit your request in one of the following ways: 

  • Submit a request through Online Banking. 
    • Log into Online Banking
    • Access Certificate Management
    • Click on your certificate from the Account Overview page, then click Certificate Management to complete the digital form. 
    • Select the Transfer option to move the funds into a share within your same account. 
  • Send us a secure message in Mobile or Online Banking, and let us know what you would like to do. 
  • Submit a written request by mail, visit any branch, or call our Member Service Contact Center at 1-877-GOLDEN 1 (1-877-465-3361). We're also happy to review other account options that may better fit your needs. 

Please visit our IRA Service Center to service an existing IRA or to open a new IRA

For additional guided support with both online and mobile banking, please visit Updates to Your Golden 1 Banking Experience.

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