Do I need to be a Golden 1 member to apply for a credit card or loan?

You do not have to be a member to apply for a Golden 1 credit card or loan. However, if your application is approved, your loan will not be funded until you establish membership and have an account that has been opened for one full business day. To apply for membership, please visit golden1.com/membership, visit a Golden 1 branch or call our Member Service Contact Center at 1-877-465-3361.