How do I avoid a monthly fee for my Premium Checking account?

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You can avoid a monthly fee by:

  1. Maintain a minimum daily balance of $500 in your Premium account.
  2. Set up Direct Deposit.
  3. Maintain an aggregate savings balance of $5,000 or more in any combination of savings accounts under the same membership as the Premium Checking account during the statement period at the time the monthly maintenance fee is assessed.

You may also enroll in Golden Prestige if you are age 62 or older, with either a recurring direct deposit or $5,000 or more on deposit in any combination of savings accounts that share the same account number.
If you prefer, you may switch your account to a non-dividend bearing Free Checking account which has no monthly maintenance fee or minimum balance requirements.

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