How do I deposit a check using my Golden 1 Business Mobile app?

Please follow these steps to make a mobile check deposit using the Golden 1 Business Mobile app:  

 

1. Download the Golden 1 Business Mobile app: Download the “Golden 1 Business Mobile” app from the Apple App Store or Google Play Store.   
2. Endorse the check: Sign the back of the check as you would for an in-person deposit.   
3. Open the app and select "Deposit Check": Log in to the app and locate the "Deposit Check" option in the app bar.  
4. Enter the check amount and select the account: Input the check amount and choose the account for the deposit. Ensure the entered amount matches the amount on the check.  
5. Take photos of the check: The app will guide you to photograph the front and back of the endorsed check.  
   Tips for good photos:  
   • Place the check on a flat, dark, non-reflective surface with good lighting and no shadows or glare.  
   • Hold your camera directly above the check, keeping it steady, and ensure all corners are within the app's frame.  
6. Review and submit: Review the deposit details and submit if accurate.  
7. Hold onto the check: Keep the physical check safe until the deposit is processed and funds are available. Banks may recommend holding it for a certain period.  
8. Destroy the check: Once the deposit is confirmed and funds are available, securely destroy the physical check to prevent fraud.  

Additional Information to be aware of:  

• Mobile deposit limits: There is a daily $25,000 limit and monthly $50,000 limit on mobile deposits.  
• Processing timeframes: While the app may provide immediate confirmation that your deposit is processing, the funds may not be available immediately. Processing times typically range from one to two business days.   
• Possible mobile charges: Message and data rates may apply. Check with your mobile provider.