I'm unsure about using Zelle to pay someone I'don't know. What should I'do?

If you don't know the person, you should not use Zelle^® for these types of transactions.

These transactions are higher risk (just like sending cash to a person you don't know is high risk). Neither Golden 1 nor Zelle^® offers a protection program for any authorized payments made with Zelle^® for example, if you do not receive the item you paid for, or the item is not as described or as you expected.