Is there anything I can do to keep my current rate?

If your rate is variable (e.g., credit card, Personal Line of Credit), the prime rate is subject to change, affecting your annual percentage rate (APR). You are unable to opt out of the prime rate change. However, you can look at alternative products such as a personal loan as an opportunity to lock in a low rate. 

For more information, check out our Personal Loans, or call our Member Service Contact center at 1-877-GOLDEN 1 (1-877-465-3361) to speak with a representative.