What is the margin Golden 1 adds to the Prime Rate to determine the APR for my credit card?» The margins range from 4.54% to 12.54% depending on your credit quality. Thank you!Did You Find This Article Helpful?YesNoSorry to hear that. What wasn't helpful?Please do not include sensitive information such as social security numbers, account numbers, or other personal details when submitting feedback. For immediate assistance, please contact our Member Call Center at 1-877-465-3361, or visit your nearest Golden 1 branch.Send feedbackRelated articles