When will the new rate be effective?» The new variable-rate will be effective on the first day of your next billing cycle. Thank you!Did You Find This Article Helpful?YesNoSorry to hear that. What wasn't helpful?Please do not include sensitive information such as social security numbers, account numbers, or other personal details when submitting feedback. For immediate assistance, please contact our Member Call Center at 1-877-465-3361, or visit your nearest Golden 1 branch.Send feedbackRelated articles