Ways to Transfer or Move Money

Here are several ways to transfer money or make payments. 

I want to	What's the best way?	Why is it the best way	What's a good alternative?	Why is it a good alternative?
Transfer my funds to an account at another financial institution (outside Golden 1).	Use the External Transfer feature in Golden 1's online or mobile banking.	It's safe, with fewer opportunities for fraud than other methods.	You can use Zelle to transfer funds.	Zelle is faster, but not as safe as an external transfer from Golden 1's online or mobile banking. Once you send the funds, it is permanent.
Transfer funds to another Golden 1 member.	Process a member-to-member transfer in Golden 1's online or mobile banking.	It's instant, with fewer opportunities for fraud than other methods.	You can use Zelle to transfer funds.	Zelle is faster, but not as safe as an external transfer from Golden 1's online or mobile banking. Once you send the funds, it is permanent.
Transfer money to another person (I only have their phone or email).	Use the Zelle feature through Golden 1's online or mobile banking.	It's fast and secure (keep in mind, it is permanent once sent).	You can use other online payment methods such as Venmo, CashApp or PayPal.	Each online payment platform has its own security and fraud prevention tools.
Send money to an account at another bank.	You can send a wire transfer.	It’s a fast and secure option, and you may send funds internationally. There is a fee for wire transfers.	Use the External Transfer feature in Golden 1's online or mobile banking.	It's safe, with fewer opportunities for fraud than other methods.