What is a Balance Transfer and how does it work?
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A balance transfer allows you to move balances from one credit card to a lower rate credit card to simplify your payments and save money on interest. You can transfer your high-rate credit card balances to your Golden 1 credit card in the following ways. Click to expand each section for detailed instructions.
Online Banking
- Sign into Online Banking.
- In the top navigation menu, click Manage Cards.
- Select your credit card from the Switch or Add Card drop-down list.
- Select Balance Transfer.
Mobile Banking
- Sign into the Mobile Banking app on your device.
- Select Cards from the bottom menu navigation.
- Swipe through the card carousel to select your credit card.
- Select Balance Transfer.
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