Loans

• Am I required to have an escrow account for my Golden 1 First Mortgage loan?
• Are there any deals for first-time home buyers?
• Can I be prequalified for a mortgage on the Home Loan app?
• Can I change my Golden 1 First Mortgage payment due date?
• Can I check the status of my loan on the Home Loans app?
• Can I convert my Adjustable-Rate Golden 1 First Mortgage to a Fixed-Rate First Mortgage?
• Can I email a payoff request for my Golden 1 First Mortgage?
• Can I email the Automatic Payment Program form for my first mortgage loan to Golden 1 Credit Union?
• Can I finish signing later?
• Can I make a first mortgage payment online at Golden 1?
• Can I make my Golden 1 First Mortgage payment through Western Union Quick Collect?
• Can I receive an alert when Golden 1 performs transactions on my First Mortgage loan?
• Can I request an escrow account be added on my Golden 1 First Mortgage loan?
• Can I roll my closing cost fees into my loan?
• Can I stop receiving my mortgage account statements in the mail?
• Can I submit an application using the Home Loans app?
• Can we recast a Golden 1 First Mortgage loan during the fixed period on Adjustable-Rate Mortgage?
• Can you change the order of the names listed on the annual Mortgage Interest Statement?
• Did Golden 1 Credit Union sell my First Mortgage loan to Dovenmuehle (DMI)?
• Do I have the option to make additional (nonscheduled) principal-only Golden 1 First Mortgage payments and what is the benefit?
• Do I need to send a copy of my homeowner's insurance policy to Golden 1 for my First Mortgage?
• Does Golden 1 allow their first mortgage loans to be assumed?
• Does Golden 1 offer construction loans?
• Does Golden 1 offer FHA loans?
• Does my Golden 1 First Mortgage escrow account have a minimum required balance?
• Golden 1 did not post my first mortgage payment. Who do I need to contact?
• Help for Homeowners
• Home Loans App
• How can I calculate my new payment based on a recast of my Golden 1 First Mortgage loan?
• How can I determine what my monthly Golden 1 First Mortgage payment and the details surrounding the payment amounts?
• How can I get a mortgage pre-approval?
• How can I increase the credit limit on my Personal Line of Credit?
• How can I obtain a mortgage lien release when my loan is paid in full and Golden 1 has not been removed from the title?
• How can I pay the recast fee for my Golden 1 First Mortgage loan?
• How can I refinance my home loan?
• How can I remove Golden 1 as mortgagee from my insurance policy once my First Mortgage loan is paid in full?
• How can I remove PMI from my mortgage?
• How can I remove private mortgage insurance from my Golden 1 First Mortgage loan?
• How can I setup Automatic Payments for my Golden 1 First Mortgage loan?
• How do I apply for a Home Loan?
• How do I download the Golden 1 Home Loans app?
• How do I initiate a recast process on my Golden 1 First Mortgage loan?
• How do I order a Verification of Mortgage (VOM) for my Golden 1 First Mortgage?
• How to order checks for a home equity line of credit.
• How do I provide proof of homeowner's insurance and flood insurance coverage for my Golden 1 First Mortgage Loan?
• How do I refinance my current 1st and 2nd mortgage that I have through the Credit Union?
• How do I submit documentation to be confirmed as a successor in interest for a Golden 1 First Mortgage?
• How is my Golden 1 First Mortgage monthly escrow payment calculated?
• How is the new rate determined on each change date for my Golden 1 First Mortgage Adjustable-Rate Loan?
• How long do I have to make up for a negative Golden 1 First Mortgage escrow balance?
• How long does it take Golden 1 to release the mortgage lien once the loan is paid in full?
• How long is my Golden 1 First Mortgage interest rate good for?
• How often do you report my Golden 1 First Mortgage payment history and loan status to the credit bureaus?
• How will the appropriate Golden 1 First Mortgage escrow balance be determined?
• I accidentally made a double payment to my Golden 1 First Mortgage loan. Who do I contact?
• I got my First Mortgage loan through Golden 1 Credit Union, why am I making payments to Dovenmuehle DMI?
• I have an escrow account on my Golden 1 First Mortgage loan, when will Golden1 Credit Union pay property taxes on my behalf?
• I have received a homestead exemption for my property taxes. Do I need to send it to you so that you can adjust my Golden 1 First Mortgage payment?
• I have recurring ACH payment mortgage payment set up with Golden 1. How do I cancel ACH payments?
• I received a delinquent property tax or insurance bill, and I have a mortgage escrow account, what should I'do?
• I received a homeowner's insurance bill, but I have a Golden 1 First Mortgage escrow account. What should I'do?
• I received a late notice but made my first mortgage payment at a Golden 1 Branch. Why has it not posted?
• I received a notice of cancellation for non-payment and my insurance is escrowed/impounded through my Golden 1 First Mortgage Loan. Who do I contact?
• Property Tax Reassessments
• I received a supplemental tax bill from the county. What should I'do?
• If I have an escrow account on my Golden 1 First Mortgage loan, do I need to send my property tax bill to Golden 1 Credit Union?
• If I paid off my Golden 1 First Mortgage loan and made an overpayment. When can I expect to receive the refund?
• If I want to express mail/overnight my Golden 1 First Mortgage payment, to which address should I send it?
• Is a Golden 1 First Mortgage loan recast eligible on a Jumbo loan with mortgage insurance?
• Is mortgage insurance required on my Golden 1 First Mortgage loan?
• Is there a fee for any of the available Golden 1 First Mortgage payment options?
• Is there a grace period for my Golden 1 First Mortgage loan?
• Is there a limit on the number of recasts allowed on a Golden 1 First Mortgage loan?
• Is there a penalty for a late Golden 1 First Mortgage payment? If so, how is it calculated?
• Mortgage Payment
• My Golden 1 First Mortgage payment is 15 days late, will I go to Collections?
• Should I continue to make my regular Golden 1 First Mortgage payments if I plan to pay off my loan?
• Golden 1 First Mortgage Payment Address
• What are closing costs?
• What are my Golden 1 First Mortgage refinance options?
• What are the basic benefits and qualifications for an FHA loan?
• What can I do if there are errors related to my Golden 1 First Mortgage loan showing on my credit report?
• What does it cost to finance a mortgage loan?
• What happens to the surplus in my Golden 1 First Mortgage escrow account?
• What if I run into difficulty and I can't afford my Golden 1 First Mortgage payments?
• What is a 2+ units property?
• What is a Condominium?
• What is a Golden 1 First Mortgage escrow account shortage?
• What is a loan recast?
• What is a Mortgage Loan escrow account?
• What is a Single Family Residence?
• What is a Single Family Residence with Home Owners Association?
• What is a Townhouse?
• What is Loan to Value (LTV)?
• What is successor in interest?
• What is the fee on a late mortgage payment?
• What is the time frame for processing Golden 1 First Mortgage payments?
• What is the turnaround time for obtaining a Golden 1 First Mortgage payoff statement?